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Predatory Lending - When low-income people seek to fulfill the American Dream of owning a home, they often fall into the clutches of predatory lenders. The same thing can happen to people trying to repair or upgrade homes they already own. Property taxes have been another source of problems, especially since the re-assessment. All too often, they wind up losing not only the home, but what little credit they had. For more information, click here. Rapid Refunds - The "rapid refund" that tax preparers offer is really a loan, officially called a Refund Anticipation Loan or RAL, and a very high interest loan at that. For more information, click here.
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